Understanding Your Readiness for Financial Change
Financial well-being isn’t just about numbers, it’s about mindset, timing, and the emotional readiness to take action. I use the Transtheoretical Model (Stages of Change) to help you honor where you are, so we can build momentum in ways that feel aligned, safe, and sustainable.
Which Stage Are You In?
- Precontemplation: You’re not yet thinking about changing your money habits. You might feel overwhelmed or resigned.
- Contemplation: You’re beginning to notice discomfort with your current approach. You’re curious, but hesitant.
- Preparation: You’re exploring options and ready to plan. You’ve acknowledged what’s not working and want support to move forward.
- Action: You’re implementing change; perhaps creating systems, naming goals, or facing emotional truths around money.
- Maintenance: You’ve made progress and are focused on long-term alignment, consistency, and resilience.
Financial Growth Begins With Self-Awareness
There’s no shame in being uncertain, stuck, or inconsistent. In fact, that awareness is part of the process. My work meets you wherever you are, whether you’re just learning to say “no”, or ready to build a legacy plan. We slow things down, zoom in on what matters, and build a new relationship with money, on your terms.
How I Support Behavior-Based Financial Clarity
- Compassionate conversations about money patterns and emotional triggers
- Structured guidance aligned with your stage of change
- Values-anchored decision frameworks
- Visual tools to map progress, barriers, and motivators
- Sustainable habit design for financial confidence
Start Where You Are. We’ll Begin Together.
Whether you’re preparing for a major life transition or just beginning to reflect on your financial story, I’m here to guide you with care and clarity.