Mindset & Behavior

Understanding Your Readiness for Financial Change

Financial well-being isn’t just about budgets and spreadsheets; it’s about your mindset, your emotions, your timing. I use the Transtheoretical Model (Stages of Change) to meet you exactly where you are, and help you build momentum gently and meaningfully.

Which Stage Are You In?

  • Precontemplation: You’re not quite ready. You may feel overwhelmed or resigned.
  • Contemplation: You’re noticing something’s off. You’re curious, cautious, and maybe a little afraid.
  • Preparation: You’re exploring what’s possible and seeking support to get started.
  • Action: You’re making changes! You are setting boundaries, shifting patterns, or clarifying priorities.
  • Maintenance: You’re sustaining habits, building confidence, and anchoring your values in daily life.

This Work Begins with Self-Awareness

Whether you’re ready to change or just ready to talk about change; this is a safe place to begin. There’s no pressure to perform, fix, or commit to anything before you’re ready.

How I Can Support You

  • Compassionate conversations around emotional money patterns
  • Stage-aligned clarity sessions tailored to your readiness
  • Decision frameworks that reflect your values and pacing
  • Visual progress tools to honor your journey
  • Sustainable rituals for growth and integration

You don’t have to feel ready; you just have to be willing. We can begin from there.

Schedule a Clarity Session